Terms and Conditions

Legal / Terms and Conditions

Website Terms & Conditions

Welcome to our website. By continuing to access and use this website, you agree to comply with and be bound by the terms and conditions (including our Privacy Policy) as set out herein (the “Terms”). If you disagree with the Terms (whether in whole or in part), you must immediately discontinue your access and use of this website.

We may revise the Terms from time to time and at any time by amending this page. Please check this page from time to time to take note of any changes which we have made, as they are binding on you.

Accessing our Website

We do not in any way represent, warrant, guarantee or undertake that this website, or any content on it, will always be available or be uninterrupted. We may suspend, withdraw, discontinue or change in any way whatsoever all or any part of our website from time to time and at any time as we deem fit without notice. We will not be liable or responsible to you if for any reason our website is unavailable or is interrupted at any time or for any period.


All information, opinions, statements and materials contained in this website are purely for information purposes only. Nothing in this website shall be considered or construed as an offer or solicitation or contract, or part of one, in relation to any products. Our products are not regulated nor are they required to be regulated by any authority.

Nothing in this website shall be considered as or shall it be construed as providing any investment advice. We and our authorised representatives do not provide investment advice nor are we licensed with any authority to do so. We recommend that you seek independent advice from your professional advisers. We are not regulated by any authority and there is no requirement for us to be so regulated as we are not undertaking any regulated activities.

No Reliance on Information

We do not represent or warrant the accuracy or completeness of any of the information, opinions, statements and materials contained in this website, which are provided subject to the following:-

  • they do not take into account the circumstances or particular needs and/or requirements of any particular user;
  • they may cover a wide range of topics but they are not intended to be a comprehensive study or to provide any recommendation or advice in relation to such topics or any part thereof;
  • they may have been taken or compiled from third party sources that we believe to be reliable and accurate (but its inclusion in our website does not constitute any representation or warranty from us as to its reliability, accuracy or completeness and we do not represent or warrant it to be reliable, accurate, or complete and they should not be relied upon as such);
  • they may contain geographic, political, economic, statistical, financial and exchange rate data which may change over time and from time to time, and in certain cases they may be presented in approximate or simplified form;
  • they are subject to change without notice, and we do not in any way have or undertake any obligation to update or to correct any inaccuracy that may become apparent at a later time;
  • any drawings, measurements and reference to distances are approximate only and not drawn to scale (unless otherwise specifically stated).

Accordingly, you should not rely on these to make any business or financial decision. You need to make your own assessment by undertaking your own searches, researches, enquiries, surveys and inspections as well as taking all appropriate advice from qualified professionals.

As far as applicable laws allow, we shall under no circumstances whatsoever be liable to you, whether in contract, tort (including negligence), breach of statutory duty, or otherwise for any loss of profit, or any indirect or consequential loss arising from or in connection with any information, opinions, statements or materials contained in this website.

Your Account and Password

Certain areas or features of our website may only be accessible to registered users. If you are a registered user, you are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account.

Each account is for the personal use of the registered user only. You agree to immediately notify us if you become aware of the loss, theft or unauthorised use of your account and password. You shall not share your account log-in details or password with any other person. If you violate this or breach any of the Terms, we may at any time cancel or suspend your access to our website for such duration as we deem fit.

Privacy Policy

The information that you provide about yourself to us will be collected, used or disclosed in accordance with our Privacy Policy. By accessing and using this website you agree to be bound by the terms of our Privacy Policy.

Intellectual Property Rights

The contents of this website (including, but not limited to the design, layout, look, appearance, text, graphics, sounds, videos and links) are protected by copyright. They shall not be copied, modified, distributed or reproduced in whole or in part under any circumstances whatsoever without our prior written consent.

All trade marks displayed in this website are the owned either by us or other third parties. You shall not download, reproduce or use any of such trade marks under any circumstances whatsoever without our prior written consent.

Limitation of our Liability

As far as applicable laws allow, we shall not be responsible or liable to you for any and all losses (including loss of profit, indirect and/or consequential losses), damages, claims or actions of any kind arising out of or in connection with any virus, any interception of data, any problems or technical malfunction of any network, computer online systems or equipment, servers or providers, software failure or traffic congestion on the Internet, system disruption, delayed transmission or any incorrect data transmission, or any damage to your computer or other electronic devices or for any other event not within our control in connection with your access and use this website, howsoever caused.


You hereby fully indemnify and hold us, our subsidiaries, affiliates, officers, agents, partners, and employees, harmless from and against all claims, demands, actions, proceedings, liabilities, penalties, and costs (including without limitation, legal costs on a full indemnity basis), awards, losses and/or expenses, arising from or in connection with you access or use of this website or your breach of any of the Terms.

Third Party Links

From time to time this website may include links to other websites (the “linked websites”). These links are provided for your convenience to provide further information. They do not and shall not be deemed to signify that we endorse the linked websites. We assume no responsibility or liability whatsoever for the content of the linked websites.

Applicable Law

The use and/or access of this website, as well as the Terms are be governed by, and shall be construed in accordance with, the laws of Singapore and you hereby agree to submit to the non-exclusive jurisdiction of the Singapore courts.